Collecting dues is the one job every HOA board has to get right. When payments come in late or get lost in a pile of checks, the budget suffers and the treasurer burns out. Good HOA dues collection software makes the process predictable for the board and easy for owners.
This guide covers what dues software should do, then compares seven options on published pricing and payment fees. Every competitor figure below comes from that vendor’s own public pricing page, checked on October 20, 2026. Prices change, so confirm them with each vendor before you sign up.
What HOA dues collection software should do
Before you compare vendors, agree as a board on what you need. Use this checklist when you sit through a demo or start a trial.
- Recurring and one-off charges. Regular dues should go out on a schedule without anyone rebuilding invoices each month. You also need one-off charges for special assessments, fines or amenity deposits.
- Card and ACH payments. Owners should be able to pay online by card or bank transfer. ACH is usually cheaper per payment, so it helps to offer both.
- Receipts. Owners should get a record of each payment, and the board should be able to look one up quickly.
- Per-owner balances. You should see at a glance who is paid up, who owes and how much.
- Overdue tracking and follow-up. The software should make late accounts easy to spot so the board can follow up. Some tools also send payment notices on their own, so ask exactly how that works.
- Late charges. Some tools add late charges on a schedule. Others let the board add them by hand. Either way, your late policy should come from your governing documents.
- Offline payments. Plenty of owners still mail checks. You need a way to record those so balances stay accurate.
- Exports for the treasurer. Payment history should export cleanly for your bookkeeper, accountant or year-end review.
If you want a deeper look at what invoicing itself should include, see our guide to HOA billing software features.
HOA dues collection software compared
The table lists each vendor’s published subscription price and payment fees. “Not published” means the vendor’s pricing page did not show that figure when we checked.
Pricing and fees as listed on each vendor’s website on October 20, 2026.
| Software | Published subscription | Card fee | ACH fee | Payment features listed |
|---|---|---|---|---|
| PayHOA | See PayHOA’s pricing page | See PayHOA’s pricing page | See PayHOA’s pricing page | Recurring and one-time invoices, locally collected payments, bank reconciliation |
| HOA Start | Based on community size, billed annually | Not published | Not published | Secure payments, invoice management, accounting |
| Easy HOA | $49/mo for 1 to 25 units, up to $99/mo for 101 to 150; setup fee per its FAQ | Not published | Not published | Accounting module included in each tier |
| HOAworks | Ask HOAworks | Not published | Not published | Online payments and financial tracking |
| Smartwebs | Quote; minimums and implementation fees apply | Not published | Not published | Online payments by ACH and card, lockbox processing |
| HOA Central | Quote based on unit count | Not published | Not published | Online payments in the member portal |
| BoostHOA | See BoostHOA pricing | See pricing | See pricing | Scheduled recurring dues, card (including Apple Pay and Google Pay) and ACH |
PayHOA
PayHOA publishes tiered pricing by unit count on PayHOA’s pricing page. Its pricing page lists recurring and one-time invoices, recording of locally collected payments, and a full accounting section with a custom chart of accounts and bank reconciliation. It is a strong fit for boards that want dues and the books in one place. If you are weighing a move, our roundup of PayHOA alternatives compares the main options.
HOA Start
HOA Start sells one platform with every software feature included, priced by the number of homes. Its pricing page lists secure payments, invoice management, accounting and budgeting, plus optional paid onboarding and concierge help. It suits boards that want a broad feature set and some setup support.
Easy HOA
Easy HOA publishes flat monthly tiers by unit count. Each tier lists an accounting module, a website, text and email communication, violation tracking and voting. Its FAQ notes a setup fee based on the size of the association, so ask for an exact quote.
HOAworks
HOAworks publishes pricing on its site, so ask HOAworks which price applies to your community. The pricing page describes online payments, financial tracking, violations, requests and board reporting. HOAworks also offers custom-priced operational support for boards that want more help later.
Smartwebs
Smartwebs prices by quote. Its pricing page lists online payments by ACH and card, invoice processing, collection processing and lockbox processing, and notes that minimums and implementation fees apply. It tends to suit larger communities with more complex collections.
HOA Central
HOA Central offers four quote-based plans priced by unit count. Online payments are part of the member portal, and features such as violation tracking and amenity booking are listed as add-ons. It fits communities comfortable with a quote process and a configurable package.
BoostHOA
BoostHOA keeps dues collection simple for small self-managed boards. You can schedule recurring dues that are issued automatically, and owners pay online by card (including Apple Pay and Google Pay) or ACH bank transfer. Overdue charges are flagged in the app, and admins can add a fine to an owner’s account by hand. BoostHOA does not store cards or charge owners on its own, and it is not accounting software, so your treasurer will still keep the books elsewhere. Learn more about BoostHOA’s online payments, or see BoostHOA pricing for costs.
Can HOA dues collection be automatic?
Partly. Most dues software can issue charges on a schedule, so nobody has to create invoices by hand each month. Some platforms also let owners save a payment method and get charged on a set date. Others, including BoostHOA, issue the charge automatically and let the owner pay it online each time. Ask each vendor which model it uses, since it changes how much follow-up the board does.
Our step-by-step guide to collecting HOA dues online covers how to roll this out to owners.
Can an HOA use Stripe to collect dues?
Yes. An HOA can open its own Stripe account and send invoices or payment links. On October 20, 2026, Stripe’s pricing page listed 2.9% + 30¢ per successful domestic card transaction on standard pricing.
The tradeoff is that Stripe is a general payment tool, not HOA software. It does not track balances by unit, record mailed checks against an owner, or keep a homeowner directory. Boards that go this route often end up rebuilding that tracking in a spreadsheet. HOA dues software adds the owner records and balances on top of the payment step.
How to choose
Start with your size and your treasurer’s workflow. If your board wants dues, accounting and voting in one place, PayHOA, HOA Start and Easy HOA are worth a look. If you want hands-on help, HOAworks and HOA Central offer services. For a larger community with lockbox needs, Smartwebs is worth a demo. If you mainly need owners to pay online and the board to see who owes what, a lighter tool may be the better fit.
Whatever you pick, write down your collection rules first. Our guide to HOA late fees and delinquent dues policies can help, and the HOA finances guide shows how dues fit into the bigger picture. For a wider view of the market, read our guide to the best HOA management software.
A short note: collection rules, late charges and payment practices vary by state. Check your governing documents and your state’s laws before you change how you collect dues.
Start collecting dues online
If your board wants a simple way to schedule dues and let owners pay online, BoostHOA is built for that job. Create your HOA in BoostHOA and add your properties today.